Fiduciary Advantage As a Registered Investment Advisory Firm, Coy Capital Management advisors have a fiduciary responsibility to our clients. You may not be familiar with the word, but you certainly understand the concept behind what a "fiduciary" does. A fiduciary is defined as an individual or institution that has a duty to act in the best interest of the client in all matters, at all times. That means we put our client's best interest ahead of our own. Typical brokers or other salespersons are paid commissions when selling financial products; i.e. front-loaded mutual funds or variable annuities. This causes an inherent conflict of interest, leading advisors to put their own financial interests ahead of the client's. Our advisors are dedicated and driven in our fiduciary duty to act in the best interest of our clients every step of the way. We work diligently to ensure that we understand each individual client's financial situation, goals, risk tolerance, and investment objectives before recommending a plan and solutions. As a fee-only advisory firm, our clients can rest assured that Coy Capital advisors are acting responsibly and transparently in their best interest. Every investment decision and recommendation are made with this ideal in mind. Our clients can trust that we will work tirelessly to provide low-cost investment options molded to your best interest at all times, as opposed to a typical broker's standard of suitability.